This page gathers the 155 dictionary entries belonging to the domain “Banking”, as labelled by Wiktionary. Each word leads to its full entry: definitions, etymology, pronunciation, examples. Page 2 of 2: from “loan” to “wooden nickel”.
- loan noun An act or instance of lending, an act or instance of granting something for temporary use.
- market discipline noun The forces in a free market which tend to control and limit the riskiness of a financial institution's investment and lending activities…
- mezzanine adj Characteristic of or relating to high-interest loans which have no collateral, and are regarded as intermediate in nature, ranking above…
- microcredit noun The practice of making very small loans, especially to poor people to promote self-employment; microlending.
- microloan noun A small loan, especially one extended to a poor person as part of a microcredit program of such lending intended to alleviate poverty.
- money order noun A directive to pay a prespecified amount of money from prepaid funds, making it a more trusted method of payment than a check.
- moneyness noun The degree to which an asset approximates cash in its ready liquidity and the low transactions costs in realizing that liquidity.
- mortgage roll noun A transaction where a financial institution or insurance company sells a mortgage-backed security to a dealer and simultaneously agrees to…
- narrow banking noun a proposed idea in which a bank invests deposits in safe government bonds instead of lending the money out.
- negotiable instrument noun a legal document, as a cheque or bill of exchange, that is freely negotiable, guaranteeing the payment of a specific amount of money…
- neobank noun A modern type of direct bank that operates exclusively online without a traditional physical branch network, often mobile-first and even…
- neobanking noun A modern type of direct banking that operates exclusively online without a traditional physical branch network, often mobile-first and even…
- non-performing loan noun A bank loan that is subject to a late repayment or is unlikely to be repaid by the borrower in full.
- passbook noun A customer's record of deposits and withdrawals from a savings account or current account at a bank, typically recorded in a small booklet.…
- payment order noun An instruction from a sender to a receiving bank, transmitted orally, electronically, or in writing, to pay, or to cause another bank to…
- penniless adj Of a country's system of money, abstaining from the use of penny coins, despite having fully decimalized currency, by means of rounding of…
- phantom withdrawal noun A cash withdrawal from an automatic teller machine where neither the customer nor the bank admits liability.
- piece of the pie noun A personal share of a limited resource.
- PITI payment noun The amount paid per month in Principal, Interest, Taxes and Insurance for a given property. Used in determining the debt/income ratio.
- plate money noun A type of money issued in Sweden in the 17th and 18th centuries consisting of large rectangular pieces of copper.
- pre-packaged bankruptcy noun A filing for bankruptcy by submitting to the court a virtually complete plan designed to avoid a protracted court-guided period of…
- put down verb Of money as deposit, to pay.
- rich gold noun Physical gold that functions as an income-generating asset, yielding a return in ounces of gold rather than devaluing fiat currency.
- risk noun A borrower (such as a mortgage-holder or person with a credit card).
- run noun A sudden series of demands on a bank or other financial institution, especially characterised by great withdrawals.
- savings account noun A deposit account designed primarily to accumulate funds over time while offering interest income and relatively high liquidity, and…
- secured credit card noun A type of credit card that requires an upfront cash deposit from the cardholder, which serves as collateral and typically sets the credit…
- shadow bank noun An entity that illegally performs banking functions.
- shadow banking system noun Non-bank financial institutions, that, like banks, borrow short and in liquid forms and lend or invest long in more illiquid assets.
- share account noun A savings account offered by mutual financial organizations, such as building societies or credit unions.
- silver certificate noun A type of paper money that was originally backed by and redeemable for a specific amount of silver held by a government.
- smurf verb To split a large financial transaction into smaller ones so as to avoid scrutiny; to carry out structuring.
- smurf account noun A bank account of many intended to handle illicit money in amounts too small to raise suspicion.
- soft inquiry noun A record of an entity's review of a consumer's credit report that is initiated either by the consumer themsleves or an existing creditor…
- sort code noun A code assigned to a specific branch of a bank, used to route money transfers between financial institutions.
- sound money noun Money which is stable and not subject to sudden appreciation or depreciation.
- standard money noun A type of monetary unit which is designated by a government to serve as the basis of its currency system.
- standing order noun Transfer of a fixed amount from one bank account to another at fixed intervals (e.g. monthly bill payment)
- stop payment noun An official request made by a bank account holder to their financial institution instructing them to cancel a check or automatic debit…
- stress test noun A test of an organization's ability to meet its financial obligations in adverse financial circumstances.
- subprime adj Designating a loan (typically at a greater than usual rate of interest) offered to a borrower who is not qualified for other loans (for…
- swap line noun A procedure whereby a central bank (usually the United States Federal Reserve) trades money with a foreign bank in one currency in exchange…
- teller noun A bank clerk who receives and pays out money.
- tick and flick noun A process that allows an accountholder to sign up to another financial institution, with the new bank taking care of all transfers, fees…
- till money noun Any money which is kept by a financial institution on its premises in order to meet daily cash requirements.
- time account noun An account into which a time deposit may be completed.
- time deposit account noun A type of interest-bearing bank or credit union account requiring the depositing of money into an account for a pre-agreed length of time…
- time draft noun A draft that is guaranteed by an issuing bank but only payable in full until over a specified amount of time after it is received and…
- trade acceptance noun A negotiable instrument in the course of international trade similar to a Banker's Acceptance (BA) except it is drawn on and accepted by a…
- universal bank noun A bank that is both a commercial bank and investment bank, which may also be a retail bank, insurance broker and/or provider of other…
- Value at Risk noun A widely used measure of the risk of loss on a specific portfolio of financial assets. For a given portfolio, probability and time horizon…
- visa noun A credit card issued by the credit card company Visa.
- wildcat money noun A paper currency that was issued by banks in the 19th century when there was no federal regulation of banks.
- withdraw verb To extract (money) from a bank account or other financial deposit.
- wooden nickel noun The smallest amount of money imaginable.